Foreign National Mortgage – 25% Down Payment
We specialize in helping non-U.S. citizens invest in real estate with our flexible Foreign National Mortgage Program. Whether you’re buying a vacation home, rental property, or investment asset in the U.S., you can qualify with as little as 25% down—no U.S. credit required.
Program Highlights
✅ 25% Minimum Down Payment
✅ No U.S. Credit Score Required
✅ No Green Card or U.S. Residency Needed
✅ Available for Residential Investment Properties
✅ Close in Personal Name or Foreign-Owned LLC
✅ Simplified Documentation Requirements
Property Types Allowed
- Single-family homes
- 2–4 unit properties
- Short-term rental (Airbnb/VRBO) properties
- Condos
- New construction or resale
Required Documentation
Valid foreign passport
Visa or entry documentation
Credit reference letters from foreign banks or institutions
Proof of foreign income or employment
2–3 months of bank statements
Down payment sourced from a verifiable foreign bank account
Who Qualifies as a Foreign National?
A foreign national is typically defined as someone who:
✓ Is not a U.S. citizen
✓ Is not a permanent resident
✓ Lives and works outside the United States
✓ Holds a valid foreign passport
Required Documentation
Valid foreign passport
Visa or entry documentation
Credit reference letters from foreign banks or institutions
Proof of foreign income or employment
2–3 months of bank statements
Down payment sourced from a verifiable foreign bank account